Why Your Loan Officer Matters
As you begin the loan process, you may be wondering whether to use a Mortgage Loan Originator (MLO) in the borrowing process. Reasons to use an MLO:
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There are many loan options beyond what can be easily found through traditional lenders or websites. You want to find the best option for your situation.
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It's a big purchase. Guidance can ensure you are getting what you want.
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You want the seller to pick you​. A Loan Officer can help prepare you with the documents and support you need to make a successful offer.
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The process can be complicated. You want someone who is available and knowledgeable to support you and break down a complex process into manageable steps.
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It's not on you to follow the market. The right Loan Officer will follow trends and guidelines to ensure you are getting the best option possible through a changing economic environment.
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All of these are reasons not to go it alone. Our team has deep expertise in knowing the available options, providing guidance, and ensuring you feel fully confident that your loan fits your goals.
Why the Lender Matters
As a borrower, you want a lender that offers you the best loan options at the best price. Many lenders advertise quick processes or low rates, but have narrow loan options that make it difficult to qualify, exclude many types of assets, and mean borrowers end up with something that costs more (or nothing at all). We selected Rate as our home because they offer flexibility in product options and competitive pricing, in addition to being secure and reputable. With an expanded set of solutions, it is much easier to ensure borrowers are finding the right fit.
What to Expect from the Process
To begin, take a quick assessment of your assets and financial goals. This helps our team determine the best loan options to fit your needs and qualifications. Then, connect with us to begin the process of securing a pre-approval letter to provide to your Realtor. Once your offer is accepted, our team will guide you through the remaining steps and documents needed. For more details, please visit our quick Guide to the Loan Process for purchases.
Loan Types
Our team works with borrowers looking to make a new purchase (whether a new residence or investment property), to refinance, or to access equity from an existing property. For each loan type, we have many options in our portfolio.
What Our Clients Say
